Certified Ford in Houston TX
Reader’s Question:
What does it mean by a certified Ford Houston TX used car?
James
Houston, TX
Certified Ford used car in Houston TX is a car that might be a few years old, but has most of the perks of a new car. If you are getting a certified Ford in Houston, you are getting a better car without spending a lot of money, a car that is more reliable than any average car you can see around.
Usually you will have your mechanic to take a look at the car to know if its working condition is good. But when you don’t have one or no one is available, you have to go just by yourself and go for the test drive which is not enough assurance that the used car is in good working condition. But a certified Ford in Houston TX means you already passed that step. A mechanic has already examine the working condition and quality of the car and certified that it’s in excellent condition and you have nothing to worry about that it will get you in to the trouble in the future. It’s better to find a certified one rather than buying one that is not certified by the dealer. It means you have to do some research, the car’s history, if it’s a flood salvage car, which is the common problem in a used car that’s in the used car dealerships in Houston TX. But if you get a certified one, the used car dealership where you bought your used car, is giving you the guarantee that the certified used car is in perfect condition without spending too much money.
Houston Used Ford Dealerships
Q: Are there any other Houston Ford dealerships other than the ones you see on TV all of the time?
A: There are a couple of Houston Ford dealerships that aren’t so bad even though you don’t hear from them a lot. I find that while the bigger Houston Ford dealerships offer some good specials, you can also get better deals at the smaller Houston Ford dealerships. Service takes longer, though, and they often don’t have nifty features such as online bill pay, which is lame.
- Freeway Ford.
This is a good example of one of the Houston Ford dealerships that doesn’t pass on the TV too much, but it’s still great. They’re website is very annoying, though, and it doesn’t offer all of the options that some of the bigger Houston Ford dealerships do, though it does have online financing approval. It’s located on Southwest Freeway.
- McCree Ford.
For some reason, the name makes me laugh. No, but this is one of the Houston Ford dealerships on the gulf freeway kind of close to Dickinson (so it’s really far out). But, it does have great prices and some good specials, and it offers online options for researching your car. I haven’t seen any other Houston Ford dealerships do that.
Houston Used Ford Dealer
Q: I want to buy a used car from a Houston Ford dealer, but I don’t want to have an upside down loan… Is there some way to do this?
A: What’s an upside down loan?
A: An upside down loan is when you owe more for a car than it’s worth. That happens when you buy a car and, when it’s new, it depreciates really fast, so for the first couple of years there might be a difference of several thousand dollars between what you owe and what it’s worth. That’s why you really need to know what you’re getting into when you go to your Houston Ford dealer to get your car, because even if you try to sell it later on, you’ll probably still be paying the car notes and won’t have any money left over to get a new car.
If you don’t want to get an upside down loan from your Houston Ford dealer, then you only really have a couple of options: you can either wait until this has a better chance of not happening, or you can save a lot of money.
Usually, when I get a car I use it for a looong time. It’s my spouse who goes through cars like crazy. I wait for cars, because I know that waiting will get me a better deal from my Houston Ford dealer.
For example, my credit used to be bad. Instead of selling my then puttering car and buying a new one, I waited a coupe of years until it was really on the brink. In the meantime, I saved up a few thousand dollars and also started paying off my debt and building credit. When I was ready to get my car from my Houston Ford dealer, I made a huge down payment and got low monthly payments and a good interest rate… no upside down loan for me.
You don’t have to do both of those things, though. You can save up a lot of money and put down a big down payment. Or you can just wait until your credit is good enough to get an awesome interest rating. Either way, you should put down at least 20% for a down payment, because even a low interest rate doesn’t excuse you from an upside down loan.
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